Your old auto's days of conveying you and yours to and fro along the Long Island Sound coast are passed. But there's still plenty of life to live in the Branford, CT area among our neighbors, in nearby New Haven and out to Milford, up in North Haven and Hamden and beyond. So, you're in the market for a new Kia vehicle, or at least a pre-owned car, truck, or SUV of impeccable quality with the peace of mind of a thorough dealer inspection under its belt. You know what you like. But whether you should take on a new car loan or get into a Kia lease agreement – that's something you haven't decided on yet.
Our experts here at Premier Kia are happy to help you explore your options. After all, as the choice is yours at the end of the day, it should be one made on your terms, and there's no better way to approach making it than by considering your lifestyle, from your driving preferences and budgetary conditions to your travel plans down the road and across the many miles of your life.
Many who lease, for example, aren't looking to own a new Kia. They often prefer to stick to a cost-effective bottom line and a short-term, few-year agreement on a car or SUV while planning to try out a different mode down the line. After all, with down and monthly payments less expensive than on a new car loan, and needs ever-changing, and there's always a new, cutting-edge Kia feature to capture attention. It's just a matter of making sure you're okay with the terms of your Kia lease agreement, which you'll often find flexible enough to make the grade. When your lease expires, it's a simple matter of renewing it or returning it to us here at Premier Kia, with any remaining obligations taken care of.
Drivers who prefer the auto loan route are looking to own, and that means applying for car financing – a lump-sum credit toward a new car, with a competitive interest rate that applies while repaying it -- with help from our collaborative network of lending institutions. Take care of all your monthly payments at cost, and your Kia car or SUV is all yours. Car loan applicants are usually okay with a higher down and monthly payment than on a lease, not only because they prefer ownership but because a loan's terms can sometimes be extended, making the repayment period longer and payments per month lower. Not only that, but with an auto loan, there are no mileage restrictions, no wear and tear clauses, and most of all, one can modify one's Kia chock full of accessories to your heart's content.
We're sure questions abound, and for them, you're welcome to get in touch with our sales and finance people here at Premier Kia. You can even stop by and see us here at 205 North Main Street in Branford if you prefer to chat face to face. Either way, we're looking forward to helping you get on the road to your next Kia experience!
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Finance